五年翻倍的投资回报是...
Read MoreDidn't find what you want?
Answers May Be Here
Explore the questions you may ask, and learn how Ai Financial help you reach your financial goals.
What can AiF do for me?
What do you invest?
We primarily invest in fund products, indirectly investing in stocks. These products are sourced from large fund and insurance companies, such as iA, Manulife, and others.
How do you choose funds?
Ai Financial has established its own high-quality fund repository. The funds in the repository are selected in the following order to ensure consistent and stable profitability.
- Research and select stock portfolios of high-value leading companies.
- Select funds from all fund companies that contain these stock portfolios and put them into Ai Financial's screening system.
- Examine and research the philosophical beliefs of fund managers, selecting fund managers whose investment philosophy aligns with Ai Financial's values to manage the funds.
How do you keep my money safe?
Throughout the entire investment process, we do not directly handle client funds. Whether it is personal funds or investment loans, they go directly into accounts owned by the clients themselves, which are held within large-scale companies.
Clients can log in to online banking at any time to view their account status. All of our operations require the client's authorized signature.
At the same time, we control risks by purchasing segregated funds with capital protection features.
Is there any fee for me to transfer my money from other company to you?
Ai Financial does not charge fees. The fees associated with transferring funds out would need to be consulted with your original financial institution.
Which account can you invest with?
TFSA (Tax-Free Savings Account), RRSP (Registered Retirement Savings Plan), RESP (Registered Education Savings Plan), Non-Reg (Non-Registered), LIRA (Locked-In Retirement Account), LIF (Life Income Fund), and others.
Do you choose the same fund portfolio for every client?
No.
Our value investment strategy direction is the same, but adjustments will be made based on each client's individual circumstances.
What is Investment Loan?
What is Investment Loan?
Government-endorsed investment policy. Essentially, it is a supplement provided by the government for pension fund plans.
Who can apply investment loan？
A Canadian tax resident, with a credit score of 680 or above, having approximately 2 years of taxable income, preferably with some assets.
Do I need collateral for investment loan?
No collateral, 0 down payment, low interest rate.
借$100,000投资贷款，每月仅需支付利息$662.5，并且无需归还本金。
Investment loans are government-backed and issued by large banks.
We are only responsible for assisting with the application and management of accounts in the investment process. We do not directly handle your funds, ensuring the security of your capital.
What is the rate of investment loan?
P+0.75%, now it's 7.95%.
How much should I pay monthly?
You only need to pay interest each month, without any principal repayment. If you borrow $100,000, your monthly payment will be only $662.5.
How long is the investment loan term? How to repay the principal when it is due?
A 20-year term, which can be renewed upon maturity without the need for principal repayment.
Can I withdraw money from investment? How much can I withdraw?
Yes.
如果盈利超过10%，可以取出本金+盈利的10%；如果盈利低于10%，可以将盈利部分全部取出。
How much can I apply for investment loan?
Depending on individual/family circumstances, such as your investment goals, risk tolerance, etc., please consult our advisors for assistance in creating a suitable plan.
Why Segregated Funds？
What kind of functions do segregated funds have?
In addition to the inherent features of the segregated funds themselves, there is also capital protection, designated beneficiaries, and debt-free recovery functions.View detailed explanation of segregated funds>>>