We don't charge any fee from clients. We earn commissions from fund companies and from the market. AI Financial and customers are a community of interests. Only when customers make money from the market can our company make money.

We select fund products from major fund companies, which means essentially operating stocks indirectly. These funds come from large fund companies, such as iA, Manulife, etc.

We build our own high-quality fund library. All funds are selected in the following order to ensure sustained and stable profitability.

1. Research and select the stock portfolios of high-value leading companies
2. Select all funds containing these stock portfolios in fund companies and put them into the AI ​​Financial screening system
3. Investigate and research the concept of fund managers, and exclude them from the system Funds managed by fund managers who do not have the correct value system and are inconsistent with AI Financial’s principle.

In all investment processes, AI Financial does not directly handle client funds. Regardless of whether it is a loan or own funds, they directly go to client's own accounts and directly purchase the funds recommended by us.

Clients can log in online banking at where they have opened an account at any time to check the capital flow and balance. We can’t do anything to clients’ money without their permission.

At the same time, we control the risk by purchasing segregated funds, which contain capital protection function through insurance companies .

We do not charge any fee, while you need to ask your financial company if they charge any fees for the transfer.

TFSA、RRSP、RESP、NON-REGERSTED、LIRA、LIF and more.

No.
Although we choose funds in roughly the same direction, we will adjust them according to the different circumstances of each client.