Welcome to Ai Financial Funds Investing

Explore Ai Financial and related products and services

Ai Financial offers expert investment advice and account management across Canada. Investors can purchase Segregated Funds and apply for investment loans through us.
We've achieved a
20% average annual investment return over the past decade.

Get advice virtually, or in person.

or call (647) 323-3231

Not sure where to start? We can provide you with some inspiration.


New Life Events

Entering new life stages in Canada, such as starting your career after graduation, buying a home, starting a family, having children, or planning retirement, brings both excitement and financial considerations.

Ai Financial is here to ensure you’re financially prepared for these milestones.


Why invest?​

Learning how to invest isn’t just about money; it’s a journey of self-discovery and empowerment. It’s about unlocking your potential, pursuing dreams, and taking control of your financial future. 

Whether you’re new to investing or still learning, it’s a critical skill that empowers you to set and achieve meaningful goals, guiding you toward a fulfilling and prosperous life.


Boost your wealth​

For experienced investors, safeguarding capital while maximizing returns is paramount. Ai Financial’s products are solutions for both these concerns. Book an appointment with an advisor and get your money questions answered.


Once an RESP beneficiary is enrolled in a qualifying post-secondary education or training program, the accumulated income, grants and bonds within the RESP can be paid out to the student as an Educational Assistance Payment (EAP) at the discretion of the subscriber (person who opened the RESP).

RESP withdrawals can be categorized into two situations:

A. If the beneficiary is attending a post-secondary education program, withdrawals can be used for tuition, transportation, accommodation, and related expenses. There might be an initial limit of $2,500 or $5,000 for the first withdrawal, but usually, subsequent withdrawals have no set limit.

B. If the beneficiary does not pursue post-secondary education, you can handle the funds in the account according to the options mentioned earlier. The grant money needs to be returned to the government.

Yes! Ai Financial can help you to set a RESP Gift Cheque to invest in a child’s future. Talk with advisor for more operation details.

Book Appointment Now

You can contribute any amount to an RESP, subject to a lifetime limit of $50,000 per beneficiary. You can contribute to an RESP for up to 31 years, and the plan can remain open for a maximum of 35 years.

 The minimum monthly contribution is $208.33, or $2,500 annually. Any excess contributions won’t receive government grants. Making contributions for 14 to 15 consecutive years allows for full CESG grant eligibility.

Yes, there are limitations. When opening the account, the beneficiary’s age cannot exceed 17 years old. In a family plan, contributions can be made until the beneficiary turns 31. In an individual plan, contributions can continue for 31 years after the plan’s inception, regardless of the beneficiary’s age.

Let's get in touch

If you have questions, we’re available over the phone and in person.

Call us anytime

Get help 7 days a week, by calling 1-647-323-3231

Book a meeting

Come into a branch to get expert help with accounts, loans and more.

Email us

Get assistance or schedule an appointment with an advisor via email:info@aifinancial.ca