Freedom is the ultimate value that money can provide.
Mission
Improve the retirement pension system in Canada
Vision
You fulfill your dream, we cover your bills
Goal
Help Canadians live happy, healthy, and wealthy lives through investment
Core Value
Integrity, Honesty, Humility, Trusty, Responsibility
About Us - AI Financial
Ai Financial is a leading Canadian FinTech provider of high-tech fund investment services. We combine technology with a value-investing approach and aim to help more Canadians build stronger long-term financial foundations through investing.
Ai Financial has a background in Financial Compliance and Anti-Money Laundering (AML). We work with banks, fund companies, and other relevant partners. Our Licensed Segregated Fund Agents provide segregated fund solutions based on each client’s individual circumstances and assist clients with fund allocation and ongoing account services for account types such as TFSAs and RRSPs.
We can also help eligible clients understand the features and application process of Canadian investment loans. This helps clients determine, after fully understanding the related risks, whether a borrowing strategy may be suitable for their circumstances.
Our mission is simple: to empower all Canadians to achieve a happy, healthy, and prosperous retirement through financial investment.
Core Product Offers
Ai Financial offers expert investment help and account solutions across Canada. Here’s a quick overview of our complete suite of business offerings including investment loans, segregated funds and investment accounts.
We’ve achieved a 15.82%* average annual investment return over the past decade.
* As of June 30, 2026, this figure reflects the average annual return of relevant client accounts included in Ai Financial’s calculations since it began providing fund allocation services, calculated on a simple-interest basis. Historical performance does not guarantee future results.
Our Mission
Improve the retirement pension system in Canada
At Ai Financial, we deeply understand the significance of Canada’s retirement pension system.
The Canadian pension system, CPP, is increasingly challenged to sustain the retirement livelihood of future retirees. Data indicates that in 1966, only 7 workers supported one retiree; by 2000, this ratio had decreased to 5:1, and it is predicted to further decline to 3 workers supporting one retiree by 2040. In 2019, the updated data shows that approximately every 3.6 workers support one retiree, and the projection for 2035 suggests a ratio of 2:1. This poses a significant burden on future workers, and the livelihood of retirees is not guaranteed. For residents living in Canada and the next generation, this is an imminent issue.
Ai Financial is committed to enhancing the retirement life of Canadians through financial means, ensuring they can enjoy a dignified and prosperous later life. We not only see it as a mission but also consider it a noble duty.
We firmly believe that through our investment and financial planning services, we can assist Canadians in adequately preparing for the challenges of retirement, achieving greater happiness and peace of mind.
Our Vision
You fulfill your dream, we cover your bills
At Ai Financial, you are the dream achiever, and we take on the responsibility of providing the financial support you need.
Whether your dream is to bid farewell to the daily grind, pursue your interests and passions, or provide a better life for your family, we will do everything in our power to ensure your aspirations become a reality.
Our Goal
Help Canadians live happy, healthy, and wealthy lives through investment
Our goal is crystal clear: through investment, help Canadians navigate a happy, healthy, and prosperous retirement. Retirement doesn’t have to wait until a certain age; financial freedom means freedom of choice.
Whether your goal is to increase wealth, mitigate risks, or achieve financial freedom, our professional team will collaborate with you to tailor a personalized investment plan based on your needs and objectives. As a Fintech company, we can provide advanced data analytics, intelligent investment tools, and efficient asset management to offer comprehensive and swift support for your investments.
Our Core Value
Integrity, Honesty, Humility, Trusty, Responsibility
Our core values are the cornerstone of our work, permeating every service and decision we make.
Honesty and integrity are the keys to building trust with our clients. We maintain humility, recognizing the constant changes in the financial landscape, and continuously learn and adapt to meet our clients’ needs. Trust forms the foundation of our success, and we understand that the trust our clients place in us is invaluable. Therefore, we take on a significant responsibility to ensure our services meet your expectations. We will consistently uphold these core values to provide you with outstanding investment services and support.