AI Financial Retirement Planner
A few quick questions about your savings and goals — and we'll show you what your retirement could look like.
This tool gives an estimate only, based on the assumptions you enter below. It is not financial advice. Speak with an agent for a personalized plan — see "Book a Free Consultation" below.
1 Income & Retirement Goals What you earn now & what you'll need later
2 Savings& Investing Accounts Everything you're saving with today
| Account Type | Current Balance | Monthly Contribution | Expected Return (%) | |
|---|---|---|---|---|
| Totals: |
Include RRSPs, LIRAs, TFSAs, employer pension plans (DC/Group RRSP), non-registered investments, savings accounts, or any other account. Each account can have its own contribution and expected rate of return.
3 Government benefits & Other Pension Income Estimated monthly amounts at retirement
Not sure what to expect from CPP/QPP or OAS? The average CPP retirement pension is approximately $800–$1,000/month, and the standard OAS payment is updated quarterly by the Government of Canada. Your agent can pull your actual CPP Statement of Contributions during your consultation.
4 Other Income After Retirement Additional monthly income sources
6 Your Retirement Outlook Based on everything entered above
Projected Savings at Retirement
$0.00
Required Savings Target
$0.00
Surplus / (Shortfall)
$0.00
Extra Monthly Savings Needed
$0.00
Monthly Retirement Income Breakdown
Savings Growth Projection
Your Target vs. Contributions and Total Savings
Retirement Income Mix at Retirement
Want to make sure you're on track?
- Review, implement and adjust your plan to stay on track and prepare for life changes
- Enhance portfolio growth by using investment loans strategically, in alignment with your risk tolerance and diversification strategy
- Increase long-term returns by staying invested over time to benefit from the power of compound growth
- Consult with a financial agent for personalized guidance
Disclaimer: The calculator's results are rough estimates and are based on the information that you provided. The results should not be considered financial advice. The calculator does not collect information that would enable personal identification. Your anonymous results may be collected for research purposes.