Today’s CNBC headline reported that three Wall Street investment banks exceeded profit expectations in their investment divisions. As society progresses, more people realize that professional matters must be handled by professionals. Investment is a serious business, and you need experts to help you make money. Of course, retail investors are an essential part of the market. Without them, who would the professionals profit from? At the same time, retail investors can’t always lose money; otherwise, who would continue to participate? These are basic financial principles not taught in schools, yet an open secret in the investment world. Otherwise, where do you think the profits of these three investment banks come from?