Canada’s housing construction boom is cooling, but the bigger change is structural: more new homes are being built for renters, not for owner-occupiers. BMO says Canada is seeing a housing-market shift it has never seen before.
Global AI spending is accelerating across chips, data centres, cloud computing, power, software, model training, and enterprise applications. AI is becoming economic infrastructure, but investors still need to separate technological value from stock prices, profitability, cash flow, debt, and valuation risk.
Canadian household wealth remains heavily concentrated in real estate. As home prices weaken, the housing wealth effect is turning negative, while stocks and funds are becoming more important drivers of household wealth and spending.
Microsoft’s latest earnings report sent its stock sharply higher, pushing the company to the largest single-day market value gain ever recorded in global equity markets.
After South Korea relaxed rules for single-stock leveraged ETFs, retail investors poured into products tied to Samsung Electronics and SK Hynix. When chip stocks reversed sharply, some leveraged ETFs collapsed from their highs, leading to heavy losses and a public apology from the finance minister.
Two Ottawa homeowners thought their insurance would protect them after a major flood. Instead, they discovered that the most dangerous part of home insurance may not be the premium, but the fine print that appears only when disaster happens.
The same money can produce very different tax results depending on whether it goes into a TFSA or RRSP, and when. For people whose income is expected to rise quickly, account sequencing may become a powerful planning tool.
After welcoming their first child, Sue and Tony began thinking more seriously about their family’s long-term financial security. They used investment loans and segregated funds to build a $400,000 portfolio, generate more than $157,000 in net profit after interest, and maintain the flexibility to withdraw funds when needed.
Ms. W, a healthcare therapist in her 60s, spent years helping others. But after the pandemic, rising inflation and the increasing cost of living made her worry about her own retirement. She never wants to become a financial burden upon her daughter yet she has always been supportive to her. She started her investment journey with a $200,000 investment loan and within three years she gained nearly $140,000 in return. Looking at her returns, she also expanded her portfolio by investing more. Over the years, Ms. W's daughter watched her mother's wealth grow which gave her the confidence to also start her investment journey. She started with a $100,000 investment loan and in less than two years her net gain has already reached over $25,000.
Discover how an immigrant had to leave behind his successful career and rebuild his life again. Moving to a new country came with lots of challenges not only personal but also professional. Through hard work, disciplined investing, and a $170,000 investment-loan strategy, he generated more than $110,000 in net profit and regained confidence in his family’s financial future. His new journey was challenging but at last he found a solution that could help live a happy and healthy life. This is the power of finding the right opportunity to turn hard work into lasting prosperity.