Discover expert insights and advice on investing. Find guides for using various financial tools, tips for smart investing, and expert opinions on the latest financial news.
Explore the 2025 mortgage refinance landscape in Canada with our in-depth guide. Learn when it makes sense to refinance—whether it’s to lock in a better rate, tap into home equity, or adjust your loan term—and discover expert tips, real-world scenarios, and essential rules of thumb to help you make a smart refinancing decision
Wondering where to park your cash in 2025? This article compares GIC-style CDs with high-yield savings accounts in Canada — including current rates, risks, and when each option makes sense. Ideal for savers seeking secure, short-term growth.
SIMA urges Ottawa to update Canada’s retirement savings rules by raising the RRSP-to-RRIF conversion age from 71 to 73 and eliminating mandatory RRIF withdrawals for accounts under $200,000. The changes aim to give seniors more flexibility, help manage longevity risk, and align policy with today’s economic realities.
Smart Shifts: How Canadians Are Rethinking Retirement Goals in 2025
This post outlines various RRSP investment options for Canadians in mid-career looking to maximize retirement savings. It discusses mutual funds, ETFs, GICs, stocks, bonds, robo-advisors, and REITs, highlighting their pros and cons. The key is to balance growth and safety based on individual goals and risk tolerance.
Driven by rising geopolitical tensions and the race for AI dominance, the U.S. defense sector is transforming from a defensive asset class into a long-term growth engine.
Renowned bond investor Bill Gross recently issued a new warning: the U.S. bond market is likely heading into a “mini bear market,” while artificial intelligence (AI) will fuel a “mini bull market” in equities.
Inflation Eroding Savings, Debt Pressures Mount, Retirement Becomes a Luxury — What You Can Do
Unlock massive growth with smart RRSP strategies. Discover how Canadians can build wealth and cut taxes with RRSP investments—just like one AiF client who earned a 90% return in under five years using segregated funds. It's never too early to start planning for your financial future.
Wondering where to park your money after retirement? A non-registered savings account offers flexibility, unlimited contributions, and easy access—ideal for short-term needs or emergency funds. But there’s a trade-off: taxable earnings and lower returns. In this article, we break down the real pros and cons so you can decide if this account fits your retirement strategy.