Welcome to Ai Financial Funds Investing
Discover AI Financial and our suite of trusted products and services, crafted to help you achieve your financial goals with confidence.
Historical Average Annual Return
15.82%+*
*This figure is calculated as of June 30, 2026 and reflects the average annual return of relevant client accounts included in Ai Financial’s calculations since Ai Financial began assisting clients with fund allocation. This compound return is calculated using MWR (Money-Weighted Return), which takes into account the actual timing of each client’s deposits, additional contributions, and withdrawals. As a result, it more closely reflects the client’s real personal account return and is also the return calculation method commonly shown on individual client account statements. Historical performance does not guarantee future results.
Core Services
Segregated Funds
Investment Loan
Account Solutions
Ai Financial offers expert investment advice and account management across Canada. Investors can purchase Segregated Funds and apply for investment loans through us.
We've achieved a 20% average annual investment return over the past decade.
Our Products & Services
Investment Loans
Access funds for your investment opportunities and grow your wealth
Segregated Funds
Invest with us in segregated funds. Ai Financial has achieved 15.82%* Compound Annual Growth Rate over the past decade
Segregated Fund Solutions
Get personalized insights that helps you make confident investment choices
Open Accounts
Easily open an account tailored to your financial goals
RSP Loan
Borrow to maximize your RRSP contributions and save for retirement
Accounts Transfer
Seamlessly transfer funds between accounts for better management
Why Choose Ai Financial
AI Financial provides expert investment guidance and account management services nationwide. Investors can access Segregated Funds and apply for investment loans through us.
We've achieved a 15.82%+* average annual investment return over the past decade.
*This figure is calculated as of June 30, 2026 and reflects the average annual return of relevant client accounts included in Ai Financial’s calculations since Ai Financial began assisting clients with fund allocation. The return is calculated on a compound TWR (Time-Weighted Return) basis. This is also the standard return calculation method commonly shown by major fund companies in the financial industry on Fund Facts sheets and fund illustration reports. Historical performance does not guarantee future results.
We're here for you anytime, anywhere.
or call (905)-418-4848
Our Trusted Partners and Regulators
FAQs
We invest in segregated funds from major funds and insurance companies such as iA, Manulife, and SunLife. Segregated funds are investment products with insurance features, similar to mutual funds but with additional benefits such as principal protection at maturity and designated beneficiaries. They are ideal for long-term value investment.
We adhere to the value investment philosophy and have our own “Locomotive Investment Theory,” focusing on long-term stable returns. We have successfully doubled clients’ assets in 5 years, helped clients turn modest assets into millionaires, and quickly earned new house down payments, thanks to our advanced and practical investment philosophy.
Process: For clients investing through Ai Financial, accounts and funds are held with the corresponding insurance companies and banks. Ai Financial acts as a broker, responsible for selecting funds, submitting fund purchase applications, applying for loans, and providing investment advice. We do not directly handle client funds. All operations require the client’s signature for execution. Clients can log into online banking anytime to view their account status.
Products: We recommend segregated funds, which offer insurance features that provide principal protection at maturity, creditor protection, and designated beneficiaries. These benefits make segregated funds an excellent choice for long-term investors.
AI Financial works with a wide range of account types, including TFSA, RRSP, RESP, Non-Registered, LIRA, LIF, FHSA, and more, to meet our client’s financial needs.
Investment Loan is a sum of money provided by reputable banks. Investment loans help investors overcome the lack of initial capital, giving them the opportunity to accelerate asset growth.
The main difference between a mutual fund and a segregated fund contract is that a segregated fund contract includes insurance benefits that can help protect your investment. Segregated fund contracts guarantee 75% to 100% of your premiums being returned (reduced for any withdrawals) either upon your death or when the contract matures. Mutual funds, however, do not offer this benefit.
Not sure where to start? We can provide you with some inspiration.
Blog
New Life Events
Entering new life stages in Canada, such as starting your career after graduation, buying a home, starting a family, having children, or planning retirement, brings both excitement and financial considerations.
Ai Financial is here to ensure you’re financially prepared for these milestones.
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Why invest?
Learning how to invest isn’t just about money; it’s a journey of self-discovery and empowerment. It’s about unlocking your potential, pursuing dreams, and taking control of your financial future.
Whether you’re new to investing or still learning, it’s a critical skill that empowers you to set and achieve meaningful goals, guiding you toward a fulfilling and prosperous life.
Product
Boost your wealth
For experienced investors, safeguarding capital while maximizing returns is paramount. Ai Financial’s products are solutions for both these concerns.
Book an appointment with an agent and get your money questions answered.
Let's get in touch
If you have questions, we’re available over the phone and in person.
Call us anytime
Get help 7 days a week, by calling +1(905)-418-4848
Book a meeting
Come into a branch to get expert help with accounts, loans and more.
Email us
Get assistance or schedule an appointment with an agent via email：info@aifinancial.ca