Investment Accounts and Products
Put your plans into action and reach your financial goals with Ai Financial investment accounts and products.
Canadian registered and non-registered accounts provide convenient financial services, offering diverse investment and savings options. With registered accounts, easily manage personal finances, invest in stocks, funds, and other products, enjoying tax benefits and personalized financial solutions for a convenient, secure, and tailored experience.
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or call (647)323-3231
It's easy to start, grow and manage your wealth
Open an account and select an investment that's right for your financial future.
Whatever your goals may be, we’re ready to help you achieve them with investment advice, guidance, and a range of registered and non-registered investment options.
You don’t need to wait until you have a lot of money to start investing. You can open an account with as little as $50. The key to investing is to “start,” not to “prepare.”
Your accounts are highly secure:
All accounts we open for clients are held with the respective fund companies, such as iA Financial, Manulife, Sun Life, Equitable, Canada Life, TD Insurance, BMO Insurance, and RBC Insurance. As an agency, we do not have the authority to directly manage your account; all transactions require your explicit authorization.
GOAL-BASED SAVINGS
Grow your money, tax-free, and make withdrawals at any time. Enjoy significant returns from our long-term investment strategy: tax-free.
RETIREMENT SAVINGS
Great for: Saving for retirement while receiving tax benefits. AiF investment options are designed to meet your future goals.
FIRST HOME BUYING
Great for: Saving for retirement while receiving tax benefits. AiF investment options are designed to meet your future goals.
CHILD EDUCATION
Grow your money, tax-free, and make withdrawals at any time. Enjoy significant returns from our long-term investment strategy: tax-free.
RETIREMENT SAVINGS
An extension of your Registered Retirement Savings Plan (RRSP), but instead of putting money in, you withdraw from it to use throughout retirement.
RETIREMENT SAVINGS
Keep your savings safe for retirement
A locked-in retirement account keeps the money in your old pension plan set aside until you retire.
LARGE SUM OF MONEY
A general investment account where you can invest in a wide-rage of assets and are required to pay taxes annually on income generated by the account.
Non-Registered Accounts is a good supplementary strategy when the registered account assets reach the limit.
Meet with an advisor on your time
Explore your investment options with an advisor of Ai Financial.
Book an appointment online, meet by phone or in person.
Products & Services
Ai Financial primarily offers two main product purchasing channels: segregated funds and investment loans.
INVESTMENT TOOLS
AiF provides Segregated Fund (Seg fund) from Canadian Insurance Companies (e.g., Manulife, Canada Life, iA, Sun Life, Equitable Life).
Our strength lies in our track record: achieving a 20%+ average annual return over the past decade.
SOURCE OF FUNDS
AiF provides Investment Loan & RRSP Loan from Canadian Tier 1 or Tier 2 Scheduled banks or Credit Unions (e.g., B2B Bank, Manulife Bank, iA Trust, National Bank, DUCA).
Investment loans provide a great boost to your initial capital, allowing you to leverage smaller amounts for rapid wealth appreciation.
SOURCE OF FUNDS
RRSP Loan
AiF provides Investment Loan & RRSP Loan from Canadian Tier 1 or Tier 2 Scheduled banks or Credit Unions (e.g., B2B Bank, Manulife Bank, iA Trust, National Bank, DUCA).
AiF Services
- Open Accounts
Our clients’ accounts are directly opened with Canadian insurance companies, fund companies, banks, and other institutions. As agents, we do not directly handle client funds, ensuring the safety and security of their accounts and assets.
- Account Transfers
For those with existing accounts at other institutions, we facilitate seamless transfers with a simple statement from your current institution.
If you lack sufficient funds, we can help you secure investment loans.
- Loans from Canadian Tier 1 or Tier 2 banks or Credit Unions (e.g., B2B Bank, Manulife Bank, iA Trust, National Bank, DUCA).
- Loans must be invested in Segregated Funds with Canadian. Insurance Companies (e.g., Manulife, Canada Life, iA, Sun Life, Equitable Life).
- Investment loans have a 20-year term but can be canceled anytime.
- Interest-only payments are required; the current rate is Prime + 0.75% (7.95% as of June 3, 2024).
Example: For a $100,000 loan, the monthly interest payment is $673.97. - With an average annual return of 21.6%, borrowing to invest can be highly profitable.
Leverage with Caution
Investment loans are a leveraging tool and may not be suitable for everyone. Qualification is determined by the banks, and AiF can often assist clients who were previously denied elsewhere.
All investment funds are placed with Canadian Insurance Companies in Segregated Funds, combining mutual fund growth potential with insurance guarantees, protecting 75% of your principal under certain conditions.
All investment accounts are in your name, with funds transferring directly from your bank account to your investment account with the insurance companies. AiF does not have access to your funds.
AiF acts as your investment advisor, providing financial advice and managing your investment accounts.
Open an account with as little as $50, making investment accessible to everyone.
Why Ai Financial
Investment is a long-term strategy (at least 5 years). The best time to start was 20 years ago; the second-best time is now. Don’t wait until you need money to start planning. Begin now to secure your financial future.
Cash Flow Solutions for Everyone
Everyone needs effective cash flow management.
Proven Track Record
Over the past 10 years, clients following AiF's advice have seen an average annual return of 21.6%, effectively doubling their principal every 4-5 years.
Renowned and Trusted Brand
AiF is a well-known brand in the financial sector, boasts around 900 Google reviews with an average rating of 4.9/5.0.
Ready to Invest? We can help!
If you have questions, we’re available over the phone and in person.
Call us anytime
Get help 7 days a week, by calling 1-647-323-3231
Book a meeting
Come into a branch to get expert help with accounts, loans and more. Book an appointment
Email us
Get assistance or schedule an appointment with an advisor via email：info@aifinancial.ca