Zara, a working mom of three, turned $200K into $259K...
Read MoreFrom Burnout to Balance: Why This 27-Year-Old Toronto Woman Quit Her $74K Job for 4 Side Hustles and Found Happiness

Teagan Cutajar, a 27-year-old who recently moved from Australia to Toronto, made a bold move in 2024: she left her $74K job as a government case manager to become a barista. Today, she juggles multiple gigs—makeup artist, dog walker, and content creator—and makes around $60,000 a year.
Her reason? Mental health and happiness.
“I used to dread Mondays. Now I wake up energized,” she says.
Monthly Expenses in Toronto
Her cost of living reveals what many young professionals are up against:
Rent: $2,200/month (with one month free from landlord)
Internet: $62 (EBox, cheapest plan)
Hydro: $80
Phone: $38 (Freedom Mobile)
Groceries: $300 (FreshCo + local stores)
Transit: $70 (mostly walking)
Clothing: $90 (thrifted at Common Sort or Salvation Army)
Beauty: $55 (Foxy Box waxing membership)
Takeout: $0 (prefers eating out with friends)
Dining out: $400 (loves Badiali pizza in Bellwoods)
Gym: $145 (ClassPass app, planning to downgrade)
Subscriptions: $9 (Google Photos)
Larger One-Time Costs
$80 on Mother’s Day flowers for her mom in Australia
$210 for a Toronto Waterfront Marathon race
$270 on bulk meat supply—enough for 7 months
Her story reminds us: financial independence doesn’t always mean a bigger salary—it can also mean taking control of your lifestyle and values.

Barbara Barrett, Executive Director of the association, added: “This should be our busy season during the summer. Instead, we’re seeing pandemic-level traffic.”
Unlike airport duty-free shops—often run by large global operators—land border stores are typically family-owned. Many are now pushing for government support, including tax exemptions, rent deferrals, and tariff relief.
Slipp is advocating for loan programs and policy changes to help remaining stores survive. “There’s nothing in the bag of tricks that suggests this will improve soon,” he said.
AiF Insight
Even legacy businesses can vanish overnight in today’s economic climate. Once considered safe, the duty-free sector now reminds us that no industry is immune to systemic shifts. Investors and entrepreneurs alike must reassess long-term risks and stay agile in response to changing global conditions.
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