Rampant inflation under the previous administration quietly stripped over 30%...
Read MoreUnderstanding the Risks of Investment Loans: Why Long-Term Value Investing Matters
Many clients often ask: What are the risks of using investment loan?
Ai Financial’s answer:
- Choosing the wrong advisor and incurring losses.
- Cash flow interruptions, making it hard to pay interest.
- Exiting at market lows due to short-term volatility.
- Selling at market highs due to unsustainable short-term gains.
- Trying to direct the advisor’s decisions based on personal speculation.
Successful investing relies on facts, not guesses.

Here’s a study based on the S&P 500 from January 1970 to August 31, 2019:
- A $1,000 investment in January 1970, without leaving the market, would grow to $140,000.
- Missing the best 1 day: $124,491.
- Missing the best 5 days: $90,171.
- Missing the best 15 days: $52,246.
- Missing the best 25 days: $32,763.
Just 25 trading days—a mere month—over 50 years could reduce your returns by over 4x.
Investing requires patience, not brilliance. Don’t try to time the market by jumping in and out; it won’t lead to profits.
Instead, focus on long-term value investing, not short-term speculation.
Subscribe
Connect with
Login
I allow to create an account
When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.
DisagreeAgree
Connect with
I allow to create an account
When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. We also get your email address to automatically create an account for you in our website. Once your account is created, you'll be logged-in to this account.
DisagreeAgree
0 Comments
Inline Feedbacks
View all comments
You may also interested in
Future-Proof Wealth with ESG Investing
Discover how younger investors are reshaping wealth with global portfolios,...
Read MoreBorrowing to Invest: Smart or Risky for Long Term Investment?
Insights and Advice Borrowing to Invest: Smart or Risky for...
Read MoreIs it time to buy? the U.S. stock market is at the bottom!
U.S. stocks dropped sharply in April—now it’s May 8. Has...
Read MoreFrom Panic to Opportunity: The Market Has Recovered — Did You Catch the Turn?| AiF insight
The sharp drop in April wasn’t a time to exit...
Read More