Canadian Soldier Achieves 204% ROI with Investment Loan and Segregated Fund

Oct 3, 2025

Zack, in his early 40s, is an active-duty Canadian soldier.

He has a loving family — a wife who takes care of their home full-time, and four young children growing up quickly.

On duty, Zack is a soldier protecting the country; at home, he is the pillar of his family. Nearly all of his monthly salary goes directly toward household expenses.

“I want to give my children a better future.”
This is the thought Zack carries with him every day.

But reality is harsh. Relying solely on a military paycheck and limited savings, it seemed almost impossible to set aside enough for four children’s education, the mortgage, and future retirement security.


A Chance Encounter: An Investment Seminar

One day, Zack came across Ai Financial’s promotion for investment loans + segregated funds online. Curious, he decided to join one of our Thursday evening online seminars.

For the first time, he saw clearly that:
✅ Even with limited capital, he could leverage funds through an investment loan
✅ By investing in an IA segregated fund, his principal would remain secure
✅ With professional advisors accompanying him, he wouldn’t need to worry about complex financial operations

Zack was moved — but a more personal challenge stood in the way. His wife was deeply concerned about risk and did not support the idea of loan-based investing.


Conflict and Determination: A Responsible Choice for Family

At first, the couple argued about it for a long time. His wife worried: “What if we lose money?”
But Zack had an even greater concern: “What if we do nothing? What will happen to our children’s future?”

As a soldier, Zack understood better than anyone what “responsibility” means. He patiently communicated with his wife again and again, showing her the numbers, explaining step by step, and even sharing reports provided by our advisors.

“This isn’t just for me — it’s for the future of all six of us.”

Eventually, his sincerity and persistence won her over.


The First Step: $100,000 Investment Loan

On July 30, 2024, with AiF’s assistance, Zack successfully secured a $100,000 investment loan from the bank and invested it into an IA segregated fund.

For a soldier raising four kids, this was no small amount — but it was the firmest step he could take for his family’s future.


The Results After One Year: Numbers Speak Louder Than Words

Fast forward just over a year to October 2025:

⏱ Investment duration: 14 months
💰 Loan principal: CAD $100,000
📈 Account balance: CAD $121,169
💵 Profit: CAD $21,169
✨ ROI: 21.17%
🚀 Leveraged ROI: 204.68%

In other words, without AiF’s investment loan solution, Zack might still be limited by his salary, watching his children grow without any real financial accumulation.

Instead, in just over a year, he earned nearly CAD $20,000 in additional returns for his family.


Recognition from the Heart

Today, Zack is not only satisfied himself but also actively recommends AiF’s loan investment program to fellow soldiers and friends. He is even planning how to further expand his investment through larger loans and higher capital utilization.

Because he knows:
This is not just about investing — it is about securing his family’s future in advance.


Conclusion

Zack’s story teaches us:
👉 Wealth accumulation never starts by “waiting until you have money” — it starts by finding the right method and taking the first step.
👉 With Ai Financial’s investment loan + segregated fund one-stop asset management service, even ordinary people with limited principal can leverage professional strategies to take control of their financial future.

Do you also feel the weight of responsibility and concern for your family’s future?
Maybe now is the best time to begin.

If you want to be like Zack and…
✔ Use small capital to unlock larger growth potential
✔ Balance short- and long-term returns across multiple accounts
✔ Avoid pitfalls and seize opportunities
✔ Have a dedicated professional team to review and adjust your portfolio
✔ Capture long-term opportunities in North American financial markets

👉 Contact AiF today, and let us help you build a secure, long-term wealth plan.

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