Smart Shifts: How Canadians Are Rethinking Retirement Goals in 2025
Smart Shifts: How Canadians Are Rethinking Retirement Goals in 2025
Smart Shifts: How Canadians Are Rethinking Retirement Goals in 2025
A mother and daughter turned trust into action — building long-term wealth through strategic wealth planning and professional guidance.
This post outlines various RRSP investment options for Canadians in mid-career looking to maximize retirement savings. It discusses mutual funds, ETFs, GICs, stocks, bonds, robo-advisors, and REITs, highlighting their pros and cons. The key is to balance growth and safety based on individual goals and risk tolerance.
The First Home Savings Account (FHSA) is designed to assist first-time home buyers in Canada by allowing tax-deductible contributions and tax-free growth and withdrawals. However, eligibility requirements must be met, including age, residency, and first-time buyer status. Understanding these rules is crucial to avoid penalties and maximize savings.
Driven by rising geopolitical tensions and the race for AI dominance, the U.S. defense sector is transforming from a defensive asset class into a long-term growth engine.
Renowned bond investor Bill Gross recently issued a new warning: the U.S. bond market is likely heading into a “mini bear market,” while artificial intelligence (AI) will fuel a “mini bull market” in equities.
Inflation Eroding Savings, Debt Pressures Mount, Retirement Becomes a Luxury — What You Can Do
Unlock massive growth with smart RRSP strategies. Discover how Canadians can build wealth and cut taxes with RRSP investments—just like one AiF client who earned a 90% return in under five years using segregated funds. It's never too early to start planning for your financial future.
Looking to boost your down payment with smart investing? The First Home Savings Account (FHSA) offers first-time buyers tax-free growth and flexible options to reach their homeownership goals faster. In this post, we share five smart FHSA investment tips to help you grow your savings, avoid penalties, and make the most of every dollar.
Wondering where to park your money after retirement? A non-registered savings account offers flexibility, unlimited contributions, and easy access—ideal for short-term needs or emergency funds. But there’s a trade-off: taxable earnings and lower returns. In this article, we break down the real pros and cons so you can decide if this account fits your retirement strategy.