How an Investment Loan Helped This Couple Grow $250K into $540K in 7 Years

Clients Success

How an Investment Loan Helped This Couple Grow $250K into $540K in 7 Years

May 21, 2025

Intro:

In a time of high inflation and market volatility, many people felt uncertain about the future. But with Ai Financial’s guidance, one couple turned long-term discipline and professional strategy into over $540,000 in assets — starting from zero.

2017: Where It All Began — 40x Returns Sparked a Mindset Shift

In 2017, James and Emily joined an Ai Financial investment workshop led by CEO Mr. Feng. James applied Feng’s “simplicity-first” strategy — and achieved a 40x return.

That single experience reshaped their understanding of investing and gave them strong trust in AiF’s team. Soon after, they became Ai Financial clients and committed to a structured path to wealth growth.

Despite market shocks over the next 7 years:

2020: COVID crash with 4 circuit breakers
2022: Prolonged downturn for 9 straight months
2025: April’s historic 2,200-point plunge

…their investments doubled.

Phase 1: $100K Joint Investment Loan — Starting Their Journey

In June 2018, with AiF’s full support, the couple took out a $100,000 joint investment loan and invested into IA segregated funds.

Principal: $100,000 (loan)
Market value (2025): $204,378
Interest paid: $36,546
Net profit: $67,832
ROI: 186%

Phase 2: Customized Investment Plans & Diversified Accounts

To reduce risk and maximize return, AiF built a personalized investment plan for each spouse.

Emily’s Strategy:

$50,000 IAT loan in July 2018
Value in May 2025: $110,898
Net profit: $42,810
ROI: 237%

James’s Strategy:

$50,000 IAT loan in Aug 2018
Withdrew $5,000 in 2024
Value in May 2025: $105,586
Net profit: $37,498
ROI: 207%

RRSP for Long-Term Retirement Growth

In August 2018, Emily opened an RRSP account with AiF’s advice to plan for the future:

Initial investment: $56,130
Value in 2025: $123,892
Return: 121%+

Total Portfolio Value as of May 2025

Emily’s combined accounts: $439,167
James’s combined accounts: $309,963

Together, their investment results far exceeded expectations — all while navigating uncertain and turbulent markets with calmness and trust.

⭐️ What Made the Difference? AiF’s Expertise + Strategic Planning

Their results weren’t based on luck or timing — they were built on professional strategies, long-term planning, and AiF’s ability to adapt to market changes.

At AiF, we don’t promise miracles. We deliver growth by helping clients: