A 30-something professional tested AiF with a $1,000 trial investment....
Read MoreHow an Investment Loan Helped This Couple Grow $250K into $540K in 7 Years
Intro:
In a time of high inflation and market volatility, many people felt uncertain about the future. But with Ai Financial’s guidance, one couple turned long-term discipline and professional strategy into over $540,000 in assets — starting from zero.
2017: Where It All Began — 40x Returns Sparked a Mindset Shift
In 2017, James and Emily joined an Ai Financial investment workshop led by CEO Mr. Feng. James applied Feng’s “simplicity-first” strategy — and achieved a 40x return.
That single experience reshaped their understanding of investing and gave them strong trust in AiF’s team. Soon after, they became Ai Financial clients and committed to a structured path to wealth growth.
Despite market shocks over the next 7 years:
- 2020: COVID crash with 4 circuit breakers
- 2022: Prolonged downturn for 9 straight months
- 2025: April’s historic 2,200-point plunge
…their investments doubled.

Phase 1: $100K Joint Investment Loan — Starting Their Journey
In June 2018, with AiF’s full support, the couple took out a $100,000 joint investment loan and invested into IA segregated funds.
- Principal: $100,000 (loan)
- Market value (2025): $204,378
- Interest paid: $36,546
- Net profit: $67,832
- ROI: 186%

Phase 2: Customized Investment Plans & Diversified Accounts
To reduce risk and maximize return, AiF built a personalized investment plan for each spouse.
Emily’s Strategy:
- $50,000 IAT loan in July 2018
- Value in May 2025: $110,898
- Net profit: $42,810
- ROI: 237%
James’s Strategy:
- $50,000 IAT loan in Aug 2018
- Withdrew $5,000 in 2024
- Value in May 2025: $105,586
- Net profit: $37,498
- ROI: 207%


RRSP for Long-Term Retirement Growth
In August 2018, Emily opened an RRSP account with AiF’s advice to plan for the future:
- Initial investment: $56,130
- Value in 2025: $123,892
- Return: 121%+

Total Portfolio Value as of May 2025
- Emily’s combined accounts: $439,167
- James’s combined accounts: $309,963
Together, their investment results far exceeded expectations — all while navigating uncertain and turbulent markets with calmness and trust.

⭐️ What Made the Difference? AiF’s Expertise + Strategic Planning
Their results weren’t based on luck or timing — they were built on professional strategies, long-term planning, and AiF’s ability to adapt to market changes.
At AiF, we don’t promise miracles. We deliver growth by helping clients:
- Use investment loans responsibly
- Diversify across accounts
- Avoid costly mistakes
- Regularly rebalance and adjust their portfolios
📩 Want to build your own 7-year roadmap? Let’s plan your next move together.
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