In the first half of last year, the market experienced a significant pullback, causing retail investors to panic. 😱

Our fund portfolio also saw a temporary 8% drawdown, making clients anxious—they feared a market crash.

But by year-end, our carefully selected capital-protected funds delivered annual returns of 28%-40%.

Markets will always rise and fall—otherwise, it wouldn’t be a market. If prices only moved in a straight line, the market would be dead (think of an ECG monitor! 😃).

Where there is fear, there is greed. When retail investors panic, ask yourself—who’s on the other side of their trades?

Buying and selling go hand in hand. If retail investors are selling out of fear, who’s buying?

If you don’t understand the invisible hand guiding the market, you shouldn’t be investing—otherwise, you’re just the one getting cut. 🙅

As long as we invest in the right direction, there’s no need to obsess over short-term fluctuations. Sticking to long-term value investing is the only real path to wealth accumulation—let time prove it.