加拿大央行高级副行长前段时间发表讲话，表...
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AiF观点 | 打压房地产泡沫，OSFI加码：限制银行向这些申请人放贷
https://financialpost.com/fp-finance/banking/osfi-limits-banks-mortgages-highly-indebted-borrowers
“加拿大最高银行监管机构确认，将从明年开始，追踪并限制银行抵押贷款名单上的高杠杆借款人数量。”
“OSFI将监控季度贷款收入比率（loan-to-income ratios ），以确保银行贷出的未受保险的抵押贷款中，超过借款人收入4.5倍的贷款百分比，要保持在指定的数值以下。”
“为防止因为贷款被分拆成较小的部分，并分散在不同的金融机构，有可能造成杠杆叠加。OSFI表示，在计算贷款与收入比例时，必须查看申请人所有以房产为抵押的贷款，包括房产抵押的第一和第二抵押贷款，以及以房屋净值为抵押的信贷额度。”
AiF观点： 全世界所有的政府，所有的政策，为了降低通胀，都在打压房地产泡沫， 但是，还是有很多人不知道，现在还冲进去接盘。那是为什么呢？
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